Frequently Asked Questions
Get answers to the most common questions about business financing, credit building, and how we can help your business access the capital it needs to thrive.
Can You Seriously Help Me Get Financing?
Cash Flow
Strong revenue streams open doors to immediate funding opportunities
Credit
Good credit history qualifies you for premium lending options
Collateral
Assets provide security for larger funding amounts
Yes, yes, and YES! Lenders look at three key factors for approval: cash flow, credit, and collateral. Think Fund Grow is the only company that works with all legitimate funding options. This means that if you excel in any one of these areas, you could qualify for immediate funding.
Even if you don't yet have a strong lendable profile, our Business Credit Building Program will help you quickly establish a business credit profile and score. With this, you can qualify for unlimited business credit funding. This includes access to starter vendors, credit with major retailers, fuel cards, auto financing, universal credit like Visa and MasterCard, and more—all without a personal guarantee or credit check.
Will This Work for My Industry?
Every Industry Welcome
Our clients come from hundreds of different industries, and to date, no one has been denied financing due to their industry. We work with over 1,000 lenders who provide funding across ALL industries—from trucking and financial services to high-risk sectors like cannabis, and everything in between.
We offer business credit, loans, and credit lines for EVERY industry!
1000+
Lenders
Extensive network of funding sources
100%
Industries
All sectors covered
Why Am I Failing to Get the Money I Need?
Identify Issues
We pinpoint what's causing denials and work on fixing those issues
Enhance Fundability
Improve your credibility to meet lender standards
Connect with Lenders
Match you with the best lenders suited to your unique needs
Most business owners are denied funding because they don't appear credible to lenders or they're applying for the wrong type of funding through the wrong lender. To help get you approved, we'll first identify what's causing the denials and work on fixing those issues to enhance your Fundability.
Next, we'll connect you with the best lenders and credit issuers specifically suited to you and your unique funding needs—lenders and credit issuers who value your business and are ready to approve you.
How Much Money Can I Get and How Fast?
1
72 Hours
Some lenders provide funding within 72 hours or less
2
3 Weeks
Most funding programs deliver funds within three weeks
3
Ongoing
Continue qualifying for more credit each month as usage is reported
Unlimited Business Credit
You can access an unlimited amount of business credit right now. Whether you've been denied in the past, have less-than-perfect personal credit, or are a newer business, there's no cap on the business credit you can obtain—if you know the success formula we teach.
You may also qualify for loans and credit lines, with funding amounts based on factors like credit score, business age, and revenue. We pioneered "funding stacking," a strategy that maximizes your funding by getting you approved for multiple types of funding programs through multiple lenders.
Building Business Credit Without Personal Guarantee
01
Establish Your Foundation
Set up your business entity and Fundability Foundation™ properly with your EIN
02
Start with Vendors
Begin building your business credit profile with smaller vendor accounts
03
Qualify for Store Credit
Within 60-90 days, qualify for revolving store credit cards with no personal credit check
04
Access Cash Credit
Within six months, access $50,000 in usable credit including Visa and MasterCard
05
Scale to $250,000+
Continue building $100,000 to $250,000 or more within one to two years
Just as consumer credit is linked to your Social Security Number, your business credit is tied to your EIN (Employer Identification Number). This means that when applying for business credit, you typically don't need to include your SSN except for identity verification.
Does Fundability Work If I Have Bad Credit?
Business Credit Building
Building business credit correctly often eliminates the need for personal credit checks, allowing all business owners, even those with poor credit, to enhance their Fundability.
Collateral-Based Funding
For business owners facing credit challenges but possessing collateral, funding can be secured in as little as 30 to 60 days. Various forms of collateral qualify, including credit card sales, inventory, equipment, receivables, and consistent revenue.
Revenue-Based Programs
Revenue-based funding programs are available where, if a business owner can demonstrate consistent revenue through bank statements, approval is possible with a credit score as low as 500.
What is Fundability?
The Fundability system includes the Business Credit Builder Program—an online platform specifically designed to guide you through a customized, step-by-step process for building your business credit from start to finish.
As you progress, you'll know in real-time which lending and credit sources you're pre-qualified or pre-approved for, giving you the confidence of approval before you even apply.
You're Going to Love the Results
Join thousands of satisfied clients who have transformed their businesses with our proven funding strategies.
The business credit building process unlocked more funding options than I ever imagined, opening new possibilities for my business!
Cheryl Risner
Within 3 to 4 months I was able to secure $50,000 in funding for my business! I will definitely be referring all my clients…
Brian Howard
I was able to establish a business credit profile which enabled me to apply for funding without using my SSN, eliminating my personal liability!
Edward Araujo

Ready to Get Started?
Click the button below to get started on your journey to fundability for your business.

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Empowering entrepreneurs with the capital they need to transform their business with unlimited funding opportunities.